How to use your new Marketplace insurance

Published on February 10, 2022

Congratulations on getting covered for 2022. At HealthCare.gov, we’re here to help you understand how to use your new coverage. Get answers to common health insurance questions.

Image: Ways to use your new coverage in 2022

What prescriptions are covered by my new plan?

  • Your plan will help pay the cost of certain prescriptions.
  • Medications on your plan’s list of covered drugs (called a "formulary") are usually cheaper.
  • Visit your plan’s website, call their Member Services, or review your
    Summary of Benefits and Coverage
    for a list of covered drugs.

How can I find a doctor in my plan?

  • Most plans give you the best price on services when you see a doctor
    "in-network"
    who has a contract with the plan.
  • You may be able to see doctors who don’t contract with the plan, but you may pay more.
  • Learn how to find a doctor in your plan.

Where can I get tips on using my new coverage?