Health coverage rights and protections

Young Adult Coverage

If you’re under 26 years old, you may be able to get insured under a parent’s plan.

You can join, remain, or return to a parent’s plan even if you’re:

  • Married
  • Not living with your parents
  • Attending school
  • Financially independent
  • Eligible to enroll in your employer’s plan

Learn more about covering young adults under 26.

Does this apply to my plan?

Yes. These rights apply to all health plans that offer dependent coverage, including grandfathered plans, whether you get coverage through your employer or buy it yourself.

Do young adults have other insurance options?

If you’re under 30, you may buy an insurance policy that covers only very high medical costs. Learn more about these catastrophic plans.